Tuesday, February 26, 2008

Health Care

There is a crisis of untold proportions in this country dealing with health care. You have the cost of individuals healthcare rising at an astonishing rate. Even with insurance coverage it is too much for some people to afford. I got an email today for a bill going before Congress that would help take away this burden. The bill is sponsored by Ron Paul.

But first a little behind the crisis coverage. Today the government pays or provides coverage for nearly half of the population in this country. Let me remind you that this is the same government that fails miserably at every "program" they put our money into. Take this 50% of the population and add in the private insurance companies that lobby in Washington. You basically have probably 90% of the population falls into one of these 2 groups. So what you have are the government and private insurance companys that tell health care providers what they are going to pay. What does that mean? Well if the government and private insurance tell the health care providers what they will pay, who pays the rest? We do, this is why it costs so much to see a doctor or go to the hospital, even after your insurance. The current system ties the health care you need to either A) the government or B) your employer. Ask yourself who is looking out for you in this?

Healthcare needs to be set on a free market system. Then and only then will the prices come down. Once government and private healthcare get out of it, there will be a dramatic drop in cost. You may be asking yourself, How is this possible? One example. Lasik Eye Surgery. Lasik Eye Surgery is not currently covered by private health care systems or the government systems. However according to the Bureau of Labor Statistics (think about it, a government agency that is actually giving proof against a government program and ideology. i will pause while you pick yourself up off of the floor.......) the price for Lasik Eye Surgery in 1999 was $2106 and in 2004 it was $1626. Now during this time the cost of procedure went down while the quality of the procedure actually went up. Hmm Sounds like Capitalism at work here (wonder how long it takes the government to come in and take over).

But i digress, the Bill by Ron Paul is called the "Comprehensive Healthcare Reform" (H.R. 3343). In it Mr Paul brings forth some good solutions to the problem (i know, i know a politician being part of the solution instead of part of the problem, It's Unheard Of), Here are a few:
- Give a complete refund on your taxes for every penny spent on your medical care (even insurance)
- Lift any legality that would allow to deposit the money you spend on insurance into a Health Savings Account. Basically making you the controller of your health care.
- Would give the right to gain interest off of the Health Savings Account, and use the money (tax free) how you see fit.

Think about it under this system, the doctors, hospitals, ect would work for you ( Not the government, not the insurance companies, and in turn not your employer, but you!).

This would put the control back in your hands. You could go to whatever doctor you see fit, hospital you see fit, thus creating true competition in the health care market. When ever you have competition you will also have lower prices and better quality.

I implore you to contact your Congressman/Congresswoman and demand that they vote for this bill. After all they do work for you.


Viva Libery!

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